Buying a Property Abroad – Don’t Let the Banks Cash In!

HiFX - Highly Recommended Foreign Exchange.
Whether you’re buying a dream holiday home or investing in overseas property, fluctuating exchange rates can make a huge difference to the price you finally pay.
 
For example:
A European property priced at €200,000 would have cost £142,298 in the middle of December 2007. Due to currency movements, that same property would have been £10,013 more expensive at £152,311 just one month later - a difference of 7% in only 4 weeks!
To help make your money go further when buying a property, ZeroFeeRealEstate.com work with currency specialists HiFX to give you access to:
•    Better exchange rates than your bank saving you up to 4% on all your international money transfers.
•    Simple, jargon free currency advice tailored to your individual circumstances.
•    No hidden charges; no commission fees, transfer charges or overseas bank receiving fees.
•    Guaranteed exchange rates for up to 24 months.
•    Fast, highly secure payments for complete peace of mind.
•    A Regular Payments Service for international mortgage payments and general living expenses.

Find out how much you could save.
With HiFX, protecting your property investment is easier than you think.  Their dedicated specialists will listen to your requirements and then happily provide advice on the various options open to you.

Finally, when the transaction is undertaken HiFX will give you better exchange rates than your bank; no commission charges, no UK transfer costs, and no overseas bank receiving fees – saving you thousands making your money go further.

Don’t let banks cash in! - click on the HiFX banner advert on this page to contact us for a free priority currency consultation and the latest exchange rates!

Sending Regular International Money Transfers?
Save £100’s every year with HiFX.
Once you have bought an overseas property you’ll most likely still need to buy and transfer currency on a regular basis for a variety of reasons including:
•    foreign mortgage payments.
•    pension transfers.
•    rental income repatriation.
•    or simply funding a home in the sun.  

ZeroFeeRealEstate.com have teamed up with Europe’s leading foreign exchange specialists HiFX, to provide customers with a “regular payments abroad” service, designed to remove the stress organising regular currency transfers can create.  They can help you fix the exchange rates for up to 24 months into the future, and because the process is fully automated via direct debit you’ll never miss a payment.  

The service is currently used to make over 50,000 payments every year, and the benefits include:

FREE
No transfer charges!
Unlike most banks, with HiFX every monthly transfer is free (which alone could save you over £300 each year).

FREE
No bank receiving charges!
HiFX has eliminated all international bank receipt charges!*

FREE
No Commission!
With HiFX all transfers are commission free. Most banks can charge as much as 2% per transfer.

FREE
Stress free!
Fix the rate for up to 24 months so you will know exactly how much money is being debited from your UK account every month and because all payments are made via direct debit, the whole process is automated for total peace of mind.

* In the event that a client is charged we will arrange a full refund upon proof in the form of a bank statement (Sterling equivalent).  Note: this does not include the cost of you transferring the funds to HiFX and any charges incurred where the funds being sent are in a different currency than the destination bank account.

International and UK Mortgages – With No Fees!
Experienced, independent mortgage advisors.

If you are considering buying a property abroad, arranging a suitable mortgage is an essential part of the buying process.

HiFX Mortgage Services is an international and UK mortgage broker which is regulated by the Financial Services Authority. Our expert, fully qualified, mortgage consultants will search the market to find the most suitable product and lender for your particular needs. By working closely with our lenders, we can offer a tailor-made service which includes exclusive mortgage products, dedicated underwriters and a fast track personal service not available through normal channels.

HiFX offer mortgages in Spain, France, Italy, Portugal, Canaries, Balearics, Madeira, Dubai and South Africa.  More countries are following soon.

In addition HiFX offer mortgages representative of the whole of the market within the UK, giving our clients total choice.

Why use HiFX mortgage services?
•    No fees
Unlike other overseas mortgage specialists, with HiFX there are no fees for their mortgage services.
•    Independent
HiFX have qualified & experienced independent advisors able to search the mortgage market to find the product and lender most suited to your requirements.
•    UK and overseas lenders
HiFX have a broad panel of lenders based in the UK and overseas.
•    Wide range of mortgage products
Whether you’re looking to purchase a dream home in the sun, re-mortgage your existing overseas property, release equity or purchase additional properties, HiFX can help you find the right mortgage products.
•    Excellent customer service
HiFX appreciate that understanding overseas mortgages can be daunting.  Their friendly team will provide you with all the help and expert advice you need to choose the right mortgage product.

To speak to a mortgage advisor, call +44(0)1753 271500 quoting ‘ZeroFeeRealEstate.com’ for a priority consultation. Alternatively, email This e-mail address is being protected from spam bots, you need JavaScript enabled to view it or visit their web site www.hifx.co.uk
    
(All calls charged at local rates).

*HIFX Mortgage Services Ltd - Authorised and regulated by the Financial Services Authority.

Travel Money Online
Don’t let the airports cash in!

Order your travel money online with HiFX and you’ll not only receive excellent exchange rates but your cash or travellers cheques will be delivered direct to your door free of charge* saving you both time and money.  You’ll also benefit from:

•    Excellent exchange rates
Buy your travel money using our secure online service and you’ll not only save on the exchange rate, you’ll also avoid all commission charges. 

•    Free home delivery for orders over £500*
Order your currency before 3pm, and we will deliver your cash or travellers cheques direct to your door the next day.

•    Dedicated customer helpline
If you have any queries after ordering your currency, call our dedicated helpline on 0845 602 6411 (Mon-Fri 8.30am-5.30pm, Sat 9.00am-1pm)

For more information, or to order your travel money online now visit the HiFX website here.

Holiday Home & Overseas Property Insurance
Don’t Let Your Dream Home Become an Insurance Nightmare!
Whether you’re looking to insure an existing property overseas, or you are just about to buy your dream holiday home, arranging comprehensive insurance cover is an essential part of protecting your investment.

ZeroFeeRealEstate.com has teamed up with HIFX Insurance Services, to provide you with buildings and contents insurance tailored to meet the specific needs of holiday home and overseas property owners.

Administered by Intasure and underwritten by Lloyds of London, the policies have been created to provide you with comprehensive cover, highly competitive rates AND great service. All documentation is in ‘plain English’ and all claims are handled by specialists in the UK.

Save up to 40% - click here to apply for an instant quote!

Alternatively, please call 0845 470 5128 and speak to a qualified adviser (Mon – Fri 9am - 8pm, Sat & Sun 10am – 4pm. Calls may be recorded for training purposes).

*HIFX Insurance Services Ltd - Authorised and regulated by the Financial Services Authority.

(All calls charged at local rates).